Hello! I'm Debbie Dolphin, President of Dolphin Financial Mortgage Services. As a professional with more than 25 years experience in the mortgage business, I can offer you unprecedented service and truly the lowest rates and fees possible.

During those years I have acquired an exceptional amount of knowledge and I am well known and respected in my field. I also moonlight as the Miami Dolphins mascot when the mortgage broker biz is slow.

Now there are two things in life I know really well: mortgages and fish! Knowledge is power in the mortgage business. I'll put my knowledge to work for you, as I do every day, to locate the most innovative and latest programs at the greatest rates.

Sure, you might get a few odd looks when you roll my fish tank into your closing. But I can give you the personal attention that is vital during the mortgage process. Not being at the mercy of a large corporate bureaucracy, has enabled me to structure my business to fully meet both the financial needs and the program requirements of my clients.

Just remember: would Flipper let you down?

A mortgage broker arranges for your loan to be funded by an independent investor or lender. Some brokers close loans in their own names, while others close loans in the name of the lender. Your mortgage broker is not an employee or representative of the lender. Both your mortgage broker and the lender are independent parties.

The role of the lender is to provide financing. Your mortgage broker's role is to provide you with information and assistance concerning your loan and any associated fees and costs.

• Know Your APR (Annual Percentage Rate)


• Know the Finance Charge and the Points!


• Know if there is a Prepayment Penalty


• Know the Type of Interest Rate: Fixed or Adjustable


• Ask for a Good Faith Estimate


• Ask About Locking In Your Interest Rate at Loan Application Time


• Bring lots of fish!